Literaturnachweis - Detailanzeige
Autor/inn/en | Shim, Soyeon; Barber, Bonnie L.; Card, Noel A.; Xiao, Jing Jian; Serido, Joyce |
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Titel | Financial Socialization of First-Year College Students: The Roles of Parents, Work, and Education |
Quelle | In: Journal of Youth and Adolescence, 39 (2010) 12, S.1457-1470 (14 Seiten)Infoseite zur Zeitschrift
PDF als Volltext |
Sprache | englisch |
Dokumenttyp | gedruckt; online; Zeitschriftenaufsatz |
ISSN | 0047-2891 |
DOI | 10.1007/s10964-009-9432-x |
Schlagwörter | College Freshmen; Socialization; Structural Equation Models; Parent Role; Young Adults; Work Experience; Money Management; Case Studies; Student Behavior; Prediction; Parenting Styles; Surveys Studienanfänger; Socialisation; Sozialisation; Parental role; Elternrolle; Young adult; Junger Erwachsener; Employment experience; Job experience; Occupational experience; Berufserfahrung; Case study; Fallstudie; Case Study; Student behaviour; Schülerverhalten; Vorhersage; Survey; Umfrage; Befragung |
Abstract | This cross-sectional study tests a conceptual financial socialization process model, specifying four-levels that connect anticipatory socialization during adolescence to young adults' current financial learning, to their financial attitudes, and to their financial behavior. A total of 2,098 first-year college students (61.9% females) participated in the survey, representing a diverse ethnic group (32.6% minority participation: Hispanic 14.9%, Asian/Asian American 9%, Black 3.4%, Native American 1.8% and other 3.5%). Structural equation modeling indicated that parents, work, and high school financial education during adolescence predicted young adults' current financial learning, attitude and behavior, with the role played by parents substantially greater than the role played by work experience and high school financial education combined. Data also supported the proposed hierarchical financial socialization four-level model, indicating that early financial socialization is related to financial learning, which in turn is related to financial attitudes and subsequently to financial behavior. The study presents a discussion of how the theories of consumer socialization and planned behavior were combined effectively to depict the financial development of young adults. Several practical implications are also provided for parents, educators and students. (Contains 2 tables and 1 figure.) (As Provided). |
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Erfasst von | ERIC (Education Resources Information Center), Washington, DC |
Update | 2017/4/10 |