Literaturnachweis - Detailanzeige
Autor/inn/en | Hershey, Douglas A.; Henkens, Kene; van Dalen, Hendrik P. |
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Titel | Aging and Financial Planning for Retirement: Interdisciplinary Influences Viewed through a Cross-Cultural Lens |
Quelle | In: International Journal of Aging and Human Development, 70 (2010) 1, S.1-38 (38 Seiten)
PDF als Volltext |
Sprache | englisch |
Dokumenttyp | gedruckt; online; Zeitschriftenaufsatz |
ISSN | 0091-4150 |
Schlagwörter | Retirement; Models; Preretirement Education; Path Analysis; Public Policy; Aging (Individuals); Money Management; Cross Cultural Studies; Foreign Countries; Economic Factors; Interdisciplinary Approach; Intervention; Family Financial Resources; Scores; Netherlands; United States |
Abstract | Current theoretical models support the existence of interactions between the individual and socio-environmental forces when it comes to the formation and enactment of life plans (Friedman & Scholnick, 1997; Shanahan & Elder, 2002). In this investigation, we examine the social, economic, and psychological forces that impact financial planning for retirement. The collective force of these three broad sets of influences was examined from developmental and cross-cultural perspectives, among respondents from two countries with very different retirement financing systems. Participants were 419 American and 556 Dutch working adults, 25-64 years of age. Path analysis models were created to examine differences in planning associated with age and national origin. Compared to younger individuals, older respondents in both countries were more involved in nearly all aspects of the financial planning process. Differences across cultures were also observed in the social support mechanisms that underlie planning and the impact economic forces have on perceptions of saving adequacy. The discussion focuses on the value of developing interdisciplinary theoretical models of planning, and how such models can inform the development of savings-oriented intervention and public policy initiatives. (Contains 5 footnotes, 5 tables, and 6 figures.) (As Provided). |
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Erfasst von | ERIC (Education Resources Information Center), Washington, DC |
Update | 2017/4/10 |