Real Time Measurement of Household Financial Electronic Transactions in a Population Representative Panel: A Pilot Study

Autor/inn/en	Angrisani, Marco; Kapteyn, Arie; Samek, Swaroop
Titel	Real Time Measurement of Household Financial Electronic Transactions in a Population Representative Panel: A Pilot Study
Quelle	In: Field Methods, 35 (2023) 4, S.303-317 (15 Seiten) PDF als Volltext Verfügbarkeit
Sprache	englisch
Dokumenttyp	gedruckt; online; Zeitschriftenaufsatz
ISSN	1525-822X
DOI	10.1177/1525822X231195521
Schlagwörter	Money Management; Computer Use; Adults; Consumer Economics; Barriers; Surveys; Data Collection; Incentives; Participation + Suchen Sie Ihr Suchwort? Konsumökonomie; Survey; Umfrage; Befragung; Data capture; Datensammlung; Anreiz; Teilnahme
Abstract	From September 2016 to September 2018, we piloted the collection of financial transaction and account balance data in the Understanding America Study (UAS), a probability-based Internet panel representative of the U.S. adult population. Unlike previous studies relying on electronic transaction information from financial aggregators, which typically contain very little information on consumer characteristics, our data allow us to explore heterogeneity in consumer behavior as driven by demographics, cognitive ability, and financial literacy, among others. In this article, we describe the results of this pilot project, documenting selectivity issues and the major barriers associated with participation in the study. We carry out illustrative exercises to highlight how the combination of surveys and electronic financial records can lead to methodological advances in the measurement of individuals' spending and saving behavior. (As Provided).
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Erfasst von	ERIC (Education Resources Information Center), Washington, DC
Update	2024/1/01