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Autor/in | LaCognata, Nicole |
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Titel | The Perspective of Financial Aid Personnel on Middle-Income Student Loan Borrowing |
Quelle | (2023), (92 Seiten)
PDF als Volltext Ed.D. Dissertation, Northern Illinois University |
Sprache | englisch |
Dokumenttyp | gedruckt; online; Monographie |
ISBN | 979-8-3797-2745-1 |
Schlagwörter | Hochschulschrift; Dissertation; Student Financial Aid; School Personnel; Attitudes; Middle Class; Student Loan Programs; Loan Default; Loan Repayment |
Abstract | The purpose of this dissertation was to understand the financial aid personnel's perspective on the impacts of middle-income student loan borrowing. Student loan borrowing is a concern for many due to the current debt reaching extraordinary amounts. This research explored the impacts specifically on middle-income students as opposed to low- or high-income students. Middle-income, for the purposes of this research, was defined as students who are above the threshold for need-based aid, but still have a remaining need. Four themes occurred as a result of this research: 1) payment opportunities for middle-income students 2) opt in and opt out loan awarding, 3) impacts of default for schools and students, and 4) communication methods to increase middle-income informed borrowing. [The dissertation citations contained here are published with the permission of ProQuest LLC. Further reproduction is prohibited without permission. Copies of dissertations may be obtained by Telephone (800) 1-800-521-0600. Web page: http://www.proquest.com/en-US/products/dissertations/individuals.shtml.] (As Provided). |
Anmerkungen | ProQuest LLC. 789 East Eisenhower Parkway, P.O. Box 1346, Ann Arbor, MI 48106. Tel: 800-521-0600; Web site: http://www.proquest.com/en-US/products/dissertations/individuals.shtml |
Erfasst von | ERIC (Education Resources Information Center), Washington, DC |
Update | 2024/1/01 |