Issues 2016: Is There a Student Debt Crisis?

Autor/in	Eden, Max
Institution	Manhattan Institute for Policy Research
Titel	Issues 2016: Is There a Student Debt Crisis?
Quelle	(2016), (5 Seiten) PDF als Volltext kostenfreie Datei Verfügbarkeit
Sprache	englisch
Dokumenttyp	gedruckt; online; Monographie
Schlagwörter	Debt (Financial); Student Financial Aid; Loan Repayment; Dropout Rate; College Graduates; Paying for College; Federal Programs; Tuition; Finance Reform; Socioeconomic Status; Low Income Students; Nontraditional Students + Suchen Sie Ihr Suchwort? Finanzielle Beihilfe; Studienfinanzierung; Studienförderung; Hochschulabsolvent; Hochschulabsolventin; Unterweisung; Unterricht; Financial reform; Finanzreform; Socio-economic status; Sozioökonomischer Status
Abstract	Student debt is a convenient target in a presidential election year, but it obscures the true crisis: high dropout rates from low-quality postsecondary institutions and the unmanageable debt borne by students of those institutions. And despite rising student debt, monthly loan payments as a share of income have remained steady, added earnings having more than offset the cost of debt for most borrowers, and Income-Based Repayment (IBR) plans offer borrowers protection from ballooning monthly payments. Key findings include: (1) Even as overall student debt has been rising, the monthly burden on most borrowers has not increased; (2) Those struggling with student debt are overwhelmingly "nontraditional borrowers" who took out loans to attend, but often did not graduate from, two-year and for-profit institutions; and (3) The benefits of many proposals to reduce student debt burdens flow overwhelmingly to college graduates, the group least in need of government assistance. (As Provided).
Anmerkungen	Manhattan Institute for Policy Research. 52 Vanderbilt Avenue, New York, NY 10017. Tel: 212-599-7000; Fax: 212-599-3494; Web site: http://www.manhattan-institute.org
Erfasst von	ERIC (Education Resources Information Center), Washington, DC
Update	2020/1/01