Differences in Household Saving between Non-Hispanic White and Hispanic Households

Autor/inn/en	Fisher, Patti J.; Hsu, Chungwen
Titel	Differences in Household Saving between Non-Hispanic White and Hispanic Households
Quelle	In: Hispanic Journal of Behavioral Sciences, 34 (2012) 1, S.137-159 (23 Seiten) PDF als Volltext Verfügbarkeit
Sprache	englisch
Dokumenttyp	gedruckt; online; Zeitschriftenaufsatz
ISSN	0739-9863
DOI	10.1177/0739986311428891
Schlagwörter	Self Employment; Family (Sociological Unit); Academic Persistence; Hispanic Americans; Whites; Comparative Analysis; Regression (Statistics); Models; Money Management; Surveys + Suchen Sie Ihr Suchwort? Self-employment; Selbstbestimmte Arbeit; Selbstständiger; Familie; Hispanic; Hispanoamerikaner; White; Weißer; Regression; Regressionsanalyse; Analogiemodell; Survey; Umfrage; Befragung
Abstract	This study uses the 2007 Survey of Consumer Finances to empirically explore differences in saving behavior between Hispanic (N = 533) and non-Hispanic White (N = 2,473) households. The results of the logistic regression model show that self-employed Hispanics were more likely to save, while self-employment was not significant for Whites. Being unbanked is the only variable that had a significantly negative relationship with saving for both groups. The results indicate that the model of saving applied to U.S. households may not be appropriate in studies focusing on the saving behaviors of Hispanics. In the empirical model estimated in the current article, only age, being unbanked, and self-employment have significant relationships with the saving behaviors of Hispanics, while many variables were significant for White households. (Contains 2 tables.) (As Provided).
Anmerkungen	SAGE Publications. 2455 Teller Road, Thousand Oaks, CA 91320. Tel: 800-818-7243; Tel: 805-499-9774; Fax: 800-583-2665; e-mail: journals@sagepub.com; Web site: http://sagepub.com
Erfasst von	ERIC (Education Resources Information Center), Washington, DC
Update	2017/4/10