Gender Differences in Financial Literacy among Hong Kong Workers

Autor/inn/en	Yu, Kar-Ming; Wu, Alfred M.; Chan, Wai-Sum; Chou, Kee-Lee
Titel	Gender Differences in Financial Literacy among Hong Kong Workers
Quelle	In: Educational Gerontology, 41 (2015) 4, S.315-326 (12 Seiten)Infoseite zur Zeitschrift PDF als Volltext Verfügbarkeit
Sprache	englisch
Dokumenttyp	gedruckt; online; Zeitschriftenaufsatz
ISSN	0360-1277
DOI	10.1080/03601277.2014.966548
Schlagwörter	Educational Gerontology; Gender Differences; Money Management; Telephone Surveys; Demography; Predictor Variables; Statistical Analysis; Multiple Regression Analysis; Preretirement Education; Psychological Characteristics; Social Differences; Knowledge Level; Multivariate Analysis; Risk; Foreign Countries; Laborers; Hong Kong + Suchen Sie Ihr Suchwort? Geragogics; Geragogik; Geschlechterkonflikt; Telephone interview; Telefoninterview; Demografie; Prädiktor; Statistische Analyse; Sozialer Unterschied; Wissensbasis; Multivariate Analyse; Risiko; Ausland; Hongkong
Abstract	Using a phone survey conducted in 2012, we examined whether there is a gender difference in financial literacy among Hong Kong workers; and if such a difference exists, whether it can be explained by gender differences in sociodemographic variables, social or psychological factors, and/or the outcomes of retirement planning. Results show a gender gap in financial literacy as well as age, spousal support for retirement savings, risk tolerance, computational ability, and perceived financial knowledge. Multivariate data analyses show that a proportion of the gender difference in financial literacy could be explained by gender differences in risk tolerance, computational ability, and self-reported financial knowledge; but the difference remained after adjusting for variables found to be associated with gender. Our findings suggest that it may be important to develop programs targeted specifically to women. (As Provided).
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Erfasst von	ERIC (Education Resources Information Center), Washington, DC
Update	2017/4/10