Literaturnachweis - Detailanzeige
Autor/inn/en | Bhutoria, Aditi; Vignoles, Anna |
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Titel | Do Financial Education Interventions for Women from Poor Households Impact Their Financial Behaviors? Experimental Evidence from India |
Quelle | In: Journal of Research on Educational Effectiveness, 11 (2018) 3, S.409-432 (24 Seiten)Infoseite zur Zeitschrift
PDF als Volltext |
Sprache | englisch |
Dokumenttyp | gedruckt; online; Zeitschriftenaufsatz |
ISSN | 1934-5747 |
DOI | 10.1080/19345747.2018.1465317 |
Schlagwörter | Money Management; Intervention; Females; Poverty; Foreign Countries; Randomized Controlled Trials; Program Effectiveness; Budgeting; Knowledge Level; Training; Self Help Programs; Questionnaires; Socioeconomic Status; Family Characteristics; Comparative Analysis; India |
Abstract | Policymakers have invested significant resources in financial education to improve financial literacy of the poor, reduce bad financial decision-making, and increase take-up of financial services and products. Yet, there is limited evidence on the effectiveness of such interventions, especially in developing countries. This paper provides evidence from a clustered randomized controlled trial (RCT) where a relatively light financial education program (one day of training) was offered to a large sample of women (n = 1,281) from poor households in informal community settings. The educational intervention was a significant departure from the more costly traditional classroom-style adult education interventions. It was based on simple "rules of thumb" and used a goal-oriented and action-focused approach, targeted at changing behaviors. We find evidence of modest, positive treatment effects for some outcomes including an increase in personal savings, achieved at a relatively low cost of training per participant. (As Provided). |
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Erfasst von | ERIC (Education Resources Information Center), Washington, DC |
Update | 2020/1/01 |