Dealing with Debt: 1992-93 Bachelor's Degree Recipients 10 Years Later. Postsecondary Education Descriptive Analysis Report. NCES 2006-156

Autor/inn/en	Choy, Susan P.; Li, Xiaojie
Institution	National Center for Education Statistics (ED), Washington, DC.; MPR Associates, Berkeley, CA.
Titel	Dealing with Debt: 1992-93 Bachelor's Degree Recipients 10 Years Later. Postsecondary Education Descriptive Analysis Report. NCES 2006-156
Quelle	(2006), (95 Seiten) PDF als Volltext (1); PDF als Volltext kostenfreie Datei (2) Verfügbarkeit
Zusatzinformation	Weitere Informationen
Sprache	englisch
Dokumenttyp	gedruckt; online; Monographie
Schlagwörter	Quantitative Daten; Loan Repayment; Financial Needs; Federal Aid; Educational Policy; Paying for College; Debt (Financial); Graduate Study; Undergraduate Students; Student Financial Aid + Suchen Sie Ihr Suchwort? Politics of education; Bildungspolitik; Studienfinanzierung; Aufbaustudium; Graduiertenstudium; Hauptstudium; Finanzielle Beihilfe; Studienförderung
Abstract	The first part of this report describes the undergraduate borrowing patterns of 1992-93 bachelor's degree recipients and their graduate enrollment and additional borrowing through 2003. These graduates would have completed their undergraduate borrowing prior to the changes introduced by the 1992 reauthorization of the Higher Education Act. At that time, only students with financial need could have participated in federal loan programs as undergraduates. The second part examines the repayment of undergraduate loans for bachelor's degree recipients who had no additional degree enrollment, providing details on how many had finished repaying their loans by 2003, who were still repaying and how much, what their debt burden was, and how they had managed their Stafford loan repayment over the 10-year period. As borrowing has increased, long-standing concerns about students' ability to repay their loans and the effect of the debt on their lives after college have intensified. Important ongoing policy questions related to keeping student debt manageable include how much student aid the federal government should provide in the form of loans versus grants, how much students should be allowed to borrow, who should qualify for subsidized loans, and what the repayment terms should be. Appended are: (1) Glossary; and (2) Technical Notes and Methodology. (Contains 21 tables and 5 figures.) (ERIC).
Anmerkungen	ED Pubs, P.O. Box 1398, Jessup, MD 20794-1398. Tel: 877-433-7827 (Toll Free); Web site: http://www.edpubs.org.
Erfasst von	ERIC (Education Resources Information Center), Washington, DC
Update	2017/4/10